Duchess Smith

Duchess is a world traveler, avid reader, and passionate writer with a curious mind.

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Does the 3×3 Rule Work? What Science and Experts Say

Many wellness tips are difficult to follow or appear to be too much effort. The 3×3 rule is the simple alternative: follow three small...

How Building Real Connections Sparks Innovation in an AI-Driven World

What once took hours can now be done in minutes, and data that used to move slowly now flows in real time. It feels...

5 Steps to Monetize Your Passion in Retirement

Retirement doesn’t have to mean slowing down or giving up on work you care about. In fact, for many, it’s the first real chance...

How AI-Driven Tools Are Transforming Scenario Planning Strategies

Markets move fast, new technology shows up almost overnight, and customer needs keep shifting. You already know the struggle: when you think you’ve mapped...

How Mutual Funds Are Adopting the ETF Approach and What It Means

For a long time, mutual funds gave everyday investors a simple way to spread out risk. But over the past decade, another option has...

Managing Finances After Losing a Partner: Expert Insights

Losing a partner is one of the hardest experiences you can face, and the emotional weight makes money decisions more overwhelming. Bills, accounts, and...